Who provides the funds
Verify the provider’s identity and the nature of the offered contract.
Business financing referrals · Established small businesses
Explore funding for the next investment in an established business.
An established business may need to replace equipment, improve premises or cover a defined operating gap. Describe the expense using current trading records and a clear payment timetable.
Set out the request
Start with accurate business information
Use your operating records to answer the revenue and business-history questions as accurately as possible.
- 01The intended use, budget and expected purchase date
- 02Business operating history and monthly income range
- 03Your trading name, field of work and credit range
- 04Owner information and access to the verification phone
Consider the fit for your business
Review the cost as well as the amount
What you must pay
Check payment amounts, frequency and the complete repayment period.
What else applies
Review collateral, guarantees and the consequences of paying early or late.
Uses to discuss
Start with a specific business purchase
Business improvements
A premises or process improvement should have a defined scope and budget. Separate quoted work from optional additions that have not yet been priced.
Equipment
Replacement machinery may need installation and a period of overlap with the old setup. Include those changeover costs in the request.
Expenses that continue between jobs
Supplier payments, payroll and other commitments may fall before customer receipts. Identify the specific obligations rather than treating the whole operating budget as one gap.
Established small businesses · funding preparation
Understand the cost of the next step
Use the business’s trading history to put the proposed purchase in context. Past performance helps explain the operation, while future receipts and provider decisions remain uncertain.
Sending your details
The path through the application
Cost and deadline
Explain the amount you need to explore and the timing of the underlying business expense.
Revenue and history
Give the monthly revenue range, time in operation and approximate credit range requested in the form.
Permission and verification
Check the legal and contact-consent details and confirm access to your phone to submit the application.
Know how referrals work
Your questions about business funding referrals
What is the relationship with providers?
Your request can be referred to a maximum of five funding partners through the sale of your application information. Partners compensate us even when financing is not provided, and we do not ask you to pay an application fee.
What happens during provider review?
Completing the application is separate from receiving a funding decision. Providers determine which requests they can consider and what obligations an offer would carry.
How does provider processing work?
There is no fixed funding time offered through this referral page. The provider’s checks and contractual requirements control when any financing can proceed.
What does the contact consent cover?
Use the linked policies to understand the referral and handling of application information. The form separately explains partner communications and requires mobile verification.
Set out your funding plans
Start a request for your planned business costs
Start a request using the costs you have identified and the business information needed for review.